Making Tax Digital for Income Tax · live since 6 April 2026

MTD is live. Your quarterly updates are due on the 5th.

If your qualifying income is over £50,000, HMRC requires you to send quarterly updates from 6 April 2026 — 5 August, 5 November, 5 February, 5 May. Quartly checks if you're in scope and stamps your four deadlines.

Runs in your browser HMRC guidance verified 12/08/2026
The obligation

Four updates a year, always on the 5th

Making Tax Digital for Income Tax replaces paper self-assessment for sole traders and landlords in scope. You keep digital records and send quarterly updates to HMRC through compatible software.

£50,000+

In scope from 6 April 2026

If your qualifying income from self-employment and property is over £50,000, MTD applies now. You must sign up and use compatible software. [1]

The threshold drops

£30,000 from 6 April 2027, then £20,000 from 6 April 2028. If you're under £50k today, you're likely on the list — Quartly shows your exact year. [2]

Penalty points, not a flat fine

One point per missed update or return; a £200 penalty kicks in once you reach four points. For 2026-27 HMRC won't issue points for late quarterly updates — but they still apply to late final declarations. [3][5]

My deadlines

Your quarter card in 3 questions

Answer and Quartly stamps your deadlines. Everything stays in your browser.

1

What's your annual qualifying income?

Gross income from self-employment plus property, before expenses.

2

Do you have self-employment or property income?

MTD covers both — and both count toward your qualifying income.

3

Are you registered for Self Assessment?

You must be registered to be in scope for MTD for Income Tax.

Your quarter card

Based on HMRC guidance — confirm with your accountant or agent.

How it works

Three steps to your quarter card

Answer 3 questions

Qualifying income, income type, Self Assessment registration. Quartly determines if and when you're in scope.

Get your four dates

5 August, 5 November, 5 February, 5 May — plus the final declaration date that replaces your return.

Follow the checklist

Choose MTD-compatible software, sign up, keep digital records, and send each update before the 5th.

Pricing

Check for free. Print your card for $6.

Free

$0
  • Your exact in-scope year (2026 / 2027 / 2028)
  • Your four quarterly deadlines
  • Final declaration date
  • Links to official HMRC guidance
  • Printable quarter card (PDF)
  • Text to paste to your accountant
Check for free
Recommended

Pro

$6 one-time
  • Everything in Free
  • Printable quarter card (PDF)
  • Plain-English note for your accountant
  • MTD software checklist (HMRC-compatible)
  • Permanent unlock

One-time payment in USDT/USDC. Permanent unlock. Price in USD; taxes by your country at checkout.

FAQ

What sole traders and landlords ask

Do I really need to file four times a year?
Yes, if you're in scope. You send four quarterly updates (5 August, 5 November, 5 February, 5 May) plus a final declaration that replaces your Self Assessment return, due 31 January after the tax year. HMRC confirms this in the step-by-step guide. [1][4]
What counts as qualifying income?
Gross income from self-employment and property, before expenses, added together. If the total is over £50,000 for the 2025/26 tax year, you're in from 6 April 2026. HMRC's own checker walks through the detail. [2]
What happens if I miss a deadline?
HMRC uses a points system: one point per missed update or return, and a £200 penalty once you reach four points. For 2026-27, HMRC confirmed no penalty points for late quarterly updates — but points still apply to late final declarations and tax returns. Don't rely on it. [3][5]
Does HMRC provide the software?
No. HMRC does not provide software — you need an MTD-compatible product (FreeAgent, Xero, QuickBooks and others). The official guidance links to the compatibility list. [1]
I'm under £50,000. Do I need to do anything?
Not yet, but the threshold drops to £30,000 from 6 April 2027 and £20,000 from 6 April 2028. Setting up MTD-compatible software and digital records now makes the transition painless. [2]
Does Quartly connect to my accounting software?
No. You answer 3 questions and everything is calculated in your browser. No data is sent to any server and no connection to your accounts is needed.
Sources

Where the dates come from

Every claim links to its source. Verified 12 August 2026.

1
GOV.UK — MTD for Income Tax: step by step (HMRC)Official: who must sign up, £50,000 threshold from 6 April 2026, software requirement, quarterly updates.
2
GOV.UK — Find out if and when you need to use MTDQualifying income, thresholds: £30,000 from 6 April 2027, £20,000 from 6 April 2028.
3
QuickBooks UK — MTD penalties explainedPoints system: one point per missed update, £200 at four points.
4
Acctek — MTD quarterly reporting: deadlines and stepsThe four dates: 5 August, 5 November, 5 February, 5 May, plus the 31 January final declaration.
5
Propertymark — 14 days remain to prepare (Mar 2026)Confirms no penalty points for late quarterly updates in 2026-27; points still apply to late returns.

Don't discover your first MTD deadline after the 5th.

Check if you're in scope and get your quarter card in one minute. Free, no account, nothing leaves your device.

Check my deadlines